Loan Details

Different Types of Bank Loans in India

  • Personal Loan Details

  • Interest Rate 8.95% p.a. onwards

  • Loan Amount Up to Rs.50 lakh

  • Loan Tenure Up to 7 years

  • Processing Fee 0% - 3% of the loan amount + GST

About Uniqloan.com

We provide best loan offers in India

Personal loans starting at 10.75%

Loans can be utilised for various things in today’s world. It can be used for funding a start-up to buying appliances for your newly purchased house. Let us talk about the different types of loans available in the market and their specific characteristics that make these loans useful to the customers.

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What is a loan?

The act of giving money, property or other material goods to another party in exchange for future repayment of the principal amount along with interest or other finance charges Or An arrangement in which a lender gives money or property to a borrower, and the borrower agrees to return the property or repay the money, usually along with interest, at some future point(s) in time.


We help you All Types of Loans

Most banks offer personal loans to their customers and the money can be used for any expense like paying a bill or purchasing a new television. Generally, these loans are unsecured loans. The lender or the bank needs certain documents like proof of assets, proof on income, etc. before approving the personal loan amount. The borrower must have enough assets or income to repay the loan. In case of personal loans, the application is 1 or 2 pages in length. The borrower gets to know about the denial or approval of the loan within a couple of days.